Finance a purchase or refinance a license
Buyers may seek capital to acquire a transferable liquor license, while existing owners may seek to refinance debt or unlock business capital subject to lender approval.
Borrow to BuyTwo sides of the financing marketplace
Review secured lending opportunities
Private and commercial lenders can review potential business-purpose transactions and decide whether the proposed collateral, borrower profile and terms fit their criteria.
Lend Against a LicenseA typical financing process
Submit the transaction
The borrower provides the license type, jurisdiction, purchase or refinance amount, equity contribution and basic business information.
Review the license and borrower
Potential lenders evaluate transferability, market value, lien position, borrower strength, business cash flow and other collateral.
Structure proposed terms
If a lender is interested, the parties may discuss loan amount, term, rate, payment structure, collateral and closing conditions.
Coordinate approvals and closing
License-transfer approvals, escrow arrangements, lien documentation and funding are coordinated before the transaction closes.
What lenders commonly evaluate
Transferability and value
Is the license transferable, in good standing and located in a market where comparable licenses have measurable value?
Equity and repayment
How much cash is the borrower contributing, and what business cash flow or other resources support repayment?
Collateral and lien position
What collateral is available, what claims already exist, and how will the lender's interest be documented?
Important: LLM does not guarantee financing, rates, approval, collateral value or investment returns. Financing is subject to lender underwriting, applicable law and final documentation.
Choose your next step
Start as a borrower or explore the lender side of the marketplace.